How Long To Cancel A Money Order

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Cancelling a money order can be a stressful situation, but it doesn't have to be a hassle. Coin orders tin can be purchased from cash checking locations, post offices, grocery stores, convenience stores, and other retailers, and all of these institutions have their own rules about them. Agree on to your receipt, which provides all the information that you will need to asking the counterfoil. For the all-time results, abolish your money lodge in person at the same location yous purchased it from. ^[1]

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Telephone call customer service to see if your money club has been cashed. Near money orders come with a tracking number that allows y'all to bank check when it gets cashed. Call the customer service number for the company that issued the coin order to observe out its location and status. You will be asked to provide the tracking number, either directly to a customer service agent or through an automated arrangement.^[2]
- If your money order has already been cashed, you will not exist able to cancel it or get a refund.
- If in that location is no tracking number provided, the series number from the coin society is another manner to trace information technology.
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Track the money lodge online. Depending on the issuer of the money order, you may also be able to track the coin order on the company's website by entering the tracking number. The website should indicate if or when the coin order was signed for. For security reasons, not all coin order providers offer this option.^[3]

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Contact the payee for an update. If possible, get the straight route and contact the person you sent the money social club to for an update on its status. If the money order has not been marked as received or cashed, in that location may be a simple explanation for the delay. If the payee has misplaced or damaged the coin order and can't greenbacks it, permit them know that yous volition cancel information technology and have a new one sent.^[4]
- Contacting the payee directly is the best fashion to detect out if they might exist out of town or otherwise unable to cash in the coin order.
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Find your receipt. Track down the original receipt from your purchase of the money order to nowadays to the issuer when you cancel it. This receipt is your most reliable proof of payment and contains of import data about your coin order, including the tracking number and the date that you bought it. While rules vary betwixt the dissimilar institutions that outcome money orders, some will refuse to provide a refund if you can't produce the receipt.^[v]
- The cancellation process if oftentimes faster if yous provide a receipt than if you don't.
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Visit the institution that sold you the money gild. To cancel a money order, it is best to show upward in person to the institution where yous purchased it. Bring the original receipt and at least one valid course of identification, such as your commuter's licence. If you can't go to the same location where yous bought the coin order, visit another branch of the same institution.^[6]
- If for some reason you can't present yourself in person to the institution, contact them past telephone or email and ask for directions about how to proceed.
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Complete a request form. To start the cancellation process, you will have to fill out a request grade provided by the issuer of the coin order. You will be asked to give data such as the corporeality of the money order, the date it was purchased, the person information technology was fabricated out to, and the tracking number assigned to it. All of this information should be located on the original receipt.^[7]
- You will probable be asked to submit a copy of the receipt along with the request course.
- Depending on the issuer, request forms may be available online. You may also exist able to submit you claim via fax, post, or e-mail.
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Choose whether you want a refund or a new money lodge. While filling out your cancellation asking class, you volition usually have the option of getting a refund or a new coin order. If you no longer wish to send the money order, select the refund option to become your funds back. If you notwithstanding want to send your payee a money order after cancelling the current one, choose the other option.^[8]
- Information technology is best to get a new money order if yous are correcting a fault on the original coin club or if the original was lost or stolen.
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Pay a cancellation fee. You lot volition be asked to pay a cancellation fee to the institution that issued the money order. Pay the fee as before long as possible, every bit most institutions require payment earlier they will review your asking. The amount charged differs between institutions.^[ix]
- For instance, the U.S. mail will charge $5.95 to cancel a money lodge while Western Matrimony volition accuse $xv.00 (with a receipt) or $30.00 (without a receipt).
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Expect to wait upwardly to viii weeks for a refund or new money order. Once you submit your counterfoil request, ready to expect for several weeks before receiving a refund or having a new money lodge issued. If you provided your receipt with the request, the whole process may take upwards to 30 days. If you were allowed to complete a counterfoil asking without your original receipt, it may take up to 8 weeks in total.^[10]

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Contact the issuer of the money lodge if you lot doubtable that it was stolen or contradistinct. Become in affect with the institution yous purchased your money order from as soon as possible to ostend whether or not information technology was cashed in. The issuer can provide details nearly when and where that happened. Annotation that one time somebody cashes your money order, the odds of getting your money dorsum from the issuer are slim to none.^[11]
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Request a re-create of the signed money club. If your money order was altered and cashed by someone other than its intended payee, ask for a copy of the signed document. Any person who receives a money order must show identification and sign something (e.g. the back of the money lodge or a receipt for the transaction) in order to receive the payment. This evidence may prove useful in locating the person who intercepted your money order.^[12]
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Contact your local law department to look into the fraud. Your best chance of getting your money dorsum after theft and fraud is to work with law enforcement. Contact your local constabulary department and provide all the data you have about how and where the money order was cashed. The police may exist able to apply their resources to isolate the perpetrator, especially if this theft fits into a larger string of crimes.^[13]

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Only the purchaser of a money order can abolish it.
Only buy money orders from institutions that y'all trust.

About This Article

Article Summary X

If your money order hasn't been cashed by the recipient nevertheless, you should be able to easily cancel it. Try checking its status past calling client service or visiting the website of the visitor who issued your money order and using the tracking number on your receipt. If your money order hasn't yet been cashed, you can cancel information technology in person, at a branch, or over the phone. The process volition be easier if you accept your receipt, but don't worry if you don't. Yous can notwithstanding abolish your money lodge without it. Keep in mind that you lot volition take to pay a small fee earlier your money order is cancelled. For more tips, including how to written report fraud, read on!

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